Online Exhibition Now Open
Artworks Available for Purchase
84.9% of Korean artists are excluded from primary banking.
Your support and purchases
become a strong pillar for artists.
You Can Make a Difference
🤝
Join the Co-op
Become a member of Korea Smart Cooperative and support the mutual aid fund for artists.
The Problem We Face
🚫 Financial Discrimination
Artists struggle to prove regular income, leading to rejection from bank loans. Without a credit score, they are completely excluded from the financial system.
💳 Cycle of Predatory Lending
With nowhere to borrow, artists rely on credit card loans and cash advances with interest rates approaching 20% annually.
😔 Severe Impact
This hinders artists' creative activities and threatens the sustainability of the art ecosystem.
🤝 The Solution: Mutual Aid
Mutual aid loans built on the fund of Korea Smart Cooperative and the trust of partner financial institutions are the answer.
Our Solution
📈 95% Repayment Rate
When Korea Smart Cooperative builds a fund, partner financial institutions lend up to 7 times that amount to artists at low interest rates.
Over 95% of artists who received support have been faithfully repaying their loans. This proves that when given access to a trustworthy financial system, artists act responsibly.
Apply for a Loan